How Can Google Innovate a New Product on Relationship Maintenance of Humans!

The prime focus of Rel8 would be on relationship networking. In this model, all of the contacts of a client with relevant information about the same would be arranged not in linear rows or columns, but in networks based on relationships like friend, family, acquaintance, colleague, client etc. Within these there would be sub-networks, for example, a family member may be father, mother, first cousin, nephew etc. These rel8ed networks would thus be able to arrange the contacts in a manner easy to understand and appreciate, leading to effective management of personal information and better networking capabilities.

A special focus on relationships and genealogy make Rel8 unique and helps it stand out among the host of inadequate systems that we currently have, and that too, stand out on top. It is not a usual social networking site, but one with a host of many more features like address book, scheduler, calendar, mail server, planner, diary, notes, password manager, reminders etc. And yes, it would have the usual networking features like instant messaging, communities, groups, albums et al.

Incorporating tools that allow it to seamlessly integrate with the existing Information Management Systems, Microsoft Office applications, and new formats of interacting through the World Wide Web and mobile phone would allow the user to utilize Rel8 in numerous ways. This also enables easy sharing of user data with other members of the group as well as availability of your information on the go, anytime, anywhere.

Rel8 would be built using cutting edge technologies such as the JDeveloper, Java and its applications such as servlets and beans, Java Server Pages and Oracle 10g, dotNET and XML, besides web latest technologies. This would make it the best in terms of user interface, simplicity and convenience.

The business can be started on various platforms using different models. It can be offered as a standalone software, bundled software with operating systems, on-line service in association with ISP’s and Internet Portals or as an own service hosted on our own servers. An online presence on the web and mobile along with client side installations for large institutional clients like corporates, defense and government. This would enable large client base, huge valuations and abnormal profits.

Rel8 has tremendous potential in terms of target market, revenue generation and profitability. As it would not require any new technologies and needs only meager investment, it is feasible both technically and financially. A sound implementation under professional guidance of Google would enable the stakeholders of Rel8 to earn an extremely handsome rate of return and see Rel8 to become the future of how personal information is managed.

Rel8 – APPROPRIATENESS FOR GOOGLE

Google is currently offering a host of services to the cyber world – ranging from over 3 billion pages to search any kind of information, to discussion groups, images, catalogs, news, photo albums, and even their works-in progress through its search phenomenon. It provides a plethora of applications in the form of Google Blogs, Google Earth, Google Scholar, Google Reader, Google Finance, Google Talk (the revolutionary Instant Messenger which created waves by attacking Yahoo’s dominance), Google Maps and Google Videos. Its acquisitions of Picassa, Orkut, YouTube, UpStartle, Pyra Labs (and thereby adding Blogger to its kitty) and Keyhole Corporations made Google a major force in the online arena to reckon with.

Today Google seems to have a portfolio with something or the other for everyone, for all kinds of needs and for all kinds of people. But one thing it lacks is a service that would make it the indispensable part of everyone’s life – day or night, something that would be complete in all respects for social as well as business purposes. This is the gap which can be adequately filled by Rel8. Rel8 being a service that would link not only the social networks of a person with his business clients and other contacts under one umbrella, but would also help him plan and schedule his activities in such a way that he can switch between his professional and personal lives in a smooth and timely manner. Google is sure to benefit from a service like Rel8 that comes with features like a planner, scheduler, mail-server, password manager and a diary among others all at one go. It would be a technological revolution and a social revelation and would make Google one more giant leap ahead for the times to come.

Why Businesses Should Care About Google Analytics

Any business with a website should care about Google Analytics because it’s as important to your online success as cash flow is to your business finance. Google Analytics is a free service from the well known search giant that is easily installed on the pages of your website. It provides the business owner with a wealth of essential information about the good,the bad and the ugly of their website performance.

Google Analytics is important to businesses because it will tell you a whole range of metrics about how your website is or isn’t performing. For example it shows the number of new and returning visitors, how long on average they stay on the site and which pages are most looked at. This data is essential for businesses to understand consumer reaction to their business and helps them change the parts of the website that are not working and optimise the parts that are.

The type of information any Chester business needs to know about their website includes; how many visitors am I getting on the site every day or week? Do those visitors come back or are they brand new? What are the most popular pages on my site? Do my visitors look at one page or many? How long does the average visitor stay on my site? What proportion of visitors follow through to an inquiry and what proportion of visitors come to my site from search engines? Google Analytics answers all these questions and more.

This data is vital to the planning and development of a business website. Business websites have to constantly evolve just like the business, offering new information, improving customer satisfaction and promoting more customer inquiries. GA also allows businesses to analyse the navigation of their site, to optimise the landing pages and the patterns that people click through their site.

Personal Finance Blogs – Do They Make Sense?

What can personal finance blogs offer you?

Indeed, they provide people with a different way to understand the issue of their financial lives. For example, loans for bad credit, tips for frugal living, how to judge the finance market, etc.

What is the #1 problem that almost everyone has?

These issues can often be very confusing to people who have no previous experiences in this field. There are many of us who are not sure of what we should expect when we go to a bank and there is a stigma attached so that we do not always ask the questions we should.

Who are the most poor-informed people?

Students are especially caught in a difficult situation when it comes to personal corporate finance. Even in the best of economic circumstances, they are challenged with the thought of having to decide what they would like to do with the rest of their lives.

In addition, they are confronted with the serious problem of having to figure out how they are going to pay for it. Think about that fact that we are currently in a recession and it becomes very clear that they are facing greater hurdles than students from previous years have had to deal with.

So, how can they get help for free in such a situation?

If you said personal financial blogs, then you got it right. They act as a source of finance tips for young people and these are presented in a way that is easy to understand. It means that they are informed about the type of interest rates that are out there.

They can be given advice about certain banks and the conditions of loans. All of this means that they have more knowledge than they did at the start of the process and they are in a better position to speak with financial institutions.

How can these personal finance blogs of a great use?

While there are a number of loans for college students, they might not always know where to look for these. This is why financial websites are very important because they point them in the direction of banks and financial institutions that provide these services. They are also a great way of letting the reader know that it is likely to be more difficult to secure a loan than previously.

Given that there are some obstacles on the way, it is important to know that one can get a federal loan for college in case the banks are unable to help. This could mean that you would have to study in a particular industry but it presents a useful alternative.

So, when it comes to personal finance Google blogs, they do more than just help students with tips for saving money. They are a good source of information that students would otherwise not have and this means that they have a better chance of getting the type of loan that they really need.

What would be your duty now?

Now you have an idea how financial blogs can help you and it is your duty to find the one that fits to your interests. Check the most popular ones that are rich in comments. These comments will help you a lot and guide you to shorten your learning curve.

What would be my final significant tip for you?

In this context, I would like to advise you to be an active member in any online forum. This will help you to get to know more people and you can exchange your experiences with them. In addition, they can tell you exactly where to go and where to begin so that you can save time and effort.

The Latest Trend In Doorstep Loans

These days, individuals frequently have no opportunity to visit loan specialist’s office to apply for quick cash bolster. Henceforth they begin asking financial assistance from relatives and companions that is exceptionally humiliating. Be that as it may, no more you need to shoulder the disgrace of looking for assistance from companions for banks and facilitates everywhere throughout the United Kingdom have presented Doorstep loans. As the very name suggests, finances under this cash backing is conveyed comfortable doorstep. Additionally, the sum affirmed is all that anyone could need for all your unimportant needs that look for your moment consideration.

Until the point that a couple of years back, applying for extra subsidizes was a testing assignment as you were requested to experience repetitive customs. You were solicited to submit piles from archives. Actually, it took a very long time to finish the whole procedure. The greater part of the circumstances, when you got an endorsement, the requirement for stores was finished.

Be that as it may, things changed with online machine mode that scarcely took a couple of minutes of yours. Simply peruse pages and you will run over different banks offering moment cash backing. Because of regularly expanding rivalry among moneylenders, it has turned into a great deal less demanding for you to pick the loan specialist that offers bargains according to your need.

Render your own subtle elements on an online application frame yet ensure it is finished and exact. Numerous loan specialists may get in touch with you inside no season of applying. You can choose from bargains that suits your current needs. In the event that they are happy with your data, assets may be authorized into your bank tally and you can sue it the way you need with no confinements. From paying pending power charges, Visa charges, stockpiling charges; obligation solidification, child’s instructive expenses to traveling, meeting wedding costs and therapeutic urgencies, you can do everything.

Regardless of where you live in the United Kingdom, you will get cash comfortable home as 12 Month Loans. Assets will contact you either as cash or as a check. Loan specialists will charge financing cost contingent upon your current settled pay and reimbursement capacity. Sometimes, reimbursement residency is additionally broadened. Here, loan specialists charge extra expense for late installment. Be that as it may, paying extra sum isn’t an issue as you can dispose of every one of your inconveniences without running all over.

There is all around the energy among the general population about getting the sum specifically at the entryway with no dreary undertaking by any stretch of the imagination. What’s more, the news is valid and spread like a fire over the United Kingdom. In this way, it is awesome time for those individuals, who used to go to the entryway of the bank keeping in mind the end goal to have exchange about the loans. However, now, the time has come to desert the conventional framework for the acquisition of the earnest bucks in light of the fact that the presentation of doorstep loans UK has been influenced the impact in the finance to advertise.

In this way, the borrowers don’t need to squander their valuable time in going all over on the grounds that the sum something like 100 to 500 is specifically dispatched at the home of the candidates inside round the clock. There is no prerequisite of playing out the hassle full customs. In this way, influence a call to the appropriate loan specialist with the sensible enthusiasm to rate and get the sum as ahead of schedule as could be expected under the circumstances.

Google AdWords – How to Achieve Success Through Failure

If you are involved in Internet marketing to any degree, you have probably tried advertising through Google AdWords at one time or another. AdWords offers a number of advantages over other types of advertising – you get fast results, you get potentially huge exposure, and you can occasionally get your advertising for a reasonable price. The downsides can be serious, however; you can easily spend a fortune without it leading to any sales. For that reason, a lot of people have simply given up, convinced that it just isn’t possible to make money using Google.

Will Haimerl is just such a person. He claims to be a “Super Failure” and says that he has spent more than $100,000 trying to figure out how to make AdWords work profitably for him. A lot of people give up after spending just a few hundred dollars on Google advertising, so a six figure loss represents a lot of lessons from the “school of hard knocks.” Will claims to have learned a lot from his experience, and he’s now written a book about what not to do when you set up a Google advertising campaign.

The new book, “How to Guarantee Failure Using AdWords” offers an extensive guide to setting up a profitable advertising campaign with Google by showing you exactly what you should not do. Will has compiled a list of some fifty mistakes that advertisers make so that you won’t fall into the same traps as everyone else. Some of these mistakes are obvious, but some are so subtle that you might easily miss them. By offering a “how to” on what not to do, Will is offering you a chance to succeed.

Google suggests to advertisers that testing is the key to success, but they offer little in the way of advice. That, Will says, is because Google profits from your testing whether you succeed or fail. The less you have to test, the better off you will be, and the more money you save. Money you save goes straight to your bottom line in the form of profit, so while this isn’t really a book about making money per se, it can have a serious affect on your finances.

Google AdWords is one of the best, fastest, and most cost-effective ways to advertise on the Internet, provided that you know what to do and what to avoid. “How to Guarantee Failure Using AdWords” offers a terrific guide to helping you avoid the mistakes so that your ad campaigns can quickly become profitable. Since money you don’t lose is money in your pocket, it makes sense and cents to give this book a read.

Does Social Media Help In Getting An Auto Loan?

We live in a world dominated by technology and social media. Whether they are your shared posts, status or your connections, social media platforms play a key role in carving your virtual personality. A well-known fact is that technology is an inevitable yet an integral part of our lives. When it comes to financing your car, social media is building its way and becoming a relevant medium of profiling. For instance, John walked into a dealership to purchase and obtain financing for a car. The quickest and easiest way to search for a tentative background of John would be to get a grasp of his personality on the basis of his behavior on Facebook and Twitter account, respectively. Currently, a small percentage of lenders use social media for judging an individual’s creditworthiness. However, the developing presence of social media is gaining mind share of the lenders.

Can Social Media help in ascertaining the Creditworthiness of an individual?

1) Facebook can build your Credit Circle

The very essence of Facebook lies in networking. A creditworthy profile does not require millions of posts or many friends. However, if you have a genuine profile and do not pose any abnormal social behavior, your profile is likely to get approved for an auto loan. Additionally, the presence of certain contacts in your friend list with a clean history and a strong credit score further add to your creditworthiness. Lenders can look for mutual contacts that have been previous customers. The payment history of the mutual contact can then be used as a basis to judge your creditworthiness. In order to get the most out of your circle, seek a person with a good credit score and make him a cosigner and your auto loan process will become smooth.

2) With LinkedIn, lenders can check your Employment Stability

A stable employment speaks volumes about your personality and trustworthiness. LinkedIn can serve as the best source of obtaining information regarding your job history, duration, professional position and interests. The documentation of an auto loan requires you to display evidence of a source of income through pay stubs. However, there is less proof one can gather regarding the stability of employment. Social media can become a tool to ascertain not only if there is job-hopping, but also the financial strength of the individual. A person with a 500+ connections, long duration of employment history and a considerable profile activity can become a favorable applicant in the eyes of the lender.

Buying a Car: Making the Most of your Social Media Profile

Social media has made its way into the minds of auto buyers as well as lenders. As primary sources of guides, nothing comes above your credit score, current income status and payment history. However, virtual platforms such as Facebook and LinkedIn are starting to occupy mind share in terms of creditworthiness. Once the primary sources of information seem insufficient, lenders may turn to social media to get an idea of your personality. A few helpful ways to make sure your social media positively adds to your credit score is to be careful with your online posts, invite only genuine friends into your virtual circle and to always keep your professional profiles updated.

Top 5 Benefits Annuities Can Bring Except The Lifetime Income

Earning a consistent income in their retirement life is a major concern for the seniors approaching their retirement and many of them invest in different annuity insurance plans. These annuities help the insured to receive a guaranteed income for life protects from the fear of outliving their savings. Also, if a senior couple hasn’t saved enough or doesn’t have someone to support after their retirement, these policies help greatly to take care of their daily expenses and maintain a better lifestyle. However, the majority of seniors isn’t aware of all the benefits an annuity can bring. Most of them buy an annuity solely to receive a guaranteed income in their retirement life but the annuities have a lot to offer. Here, we are going to explain five more benefits of a retirement annuity plan that you might not be knowing.

Benefit to your loved ones

At times, seniors pay a long series of premiums to earn them back during their retirement but die at an early age without receiving the complete benefits. Many seniors die soon after their retirement and insurance providers keep their share of investment with themselves. But, the new additional feature allows transferring the benefits to the beneficiaries, if the insured dies early. Along with the immediate annuity plan, you can choose a guaranteed period of 10-20 years that are calculated since the time you start receiving the payments. If you opt for a 20-year guaranteed period with the annuities, your insurer will provide a series of payments for exact 20 years. You can name your spouse or kids as the beneficiary and they will receive the benefits for rest of the period, in case you die early.

Tax deferral on earnings

Most of the investments are applicable for state and federal taxes, but the investments such as interests, annuities, dividends and capital gains earn a tax-deferred status. These investments are tax-free until you withdraw the accumulated amount. The tax-deferral is similar to 401(k)s and IRAs, but there isn’t any limit on the amount and you can put any amount into the annuities that you assume enough to spend your retirement comfortably. Moreover, the minimum withdrawal criteria have more flexibility than that of to 401(k)s and IRAs.

Tax-free investment transfers

Market performs differently at a different time and an investment performing strong today may perform poorly after a certain period. Hence, investors keep transferring their investment amount form one to another fund and there are financial advisors to help with the same. Usually, these investment transfers or rebalancing are applicable for taxes but the annuity retirement plan has no such tax consequences. That means, you can rebalance your investments as per your financial advisor’s suggestion and you won’t have to pay any taxes on that.

Protection from lenders

People take different types of loans to match a better lifestyle and pay the due amount in installments. At times, people reach a stage where they only have the money enough to take care of their fundamental requirements and aren’t able to pay the loan installments. In such cases, if the lender files a lawsuit, they may lose the return on the investments made. Annuities insurance policies also help protect your investment return even if you can’t make the installments. Usually, the premiums you have made to your insurance provider, belongs to them and there are laws that restrict that money to be accessed by the lenders.

Variety of investment options

Insurers help the investors with a range of annuity options at retirement including the fixed and variable one. The first one credits a certain rate of interest on the amount you deposit while with the later, your money is invested in the stock or bonds like mutual funds and provide a return based on the market performance. Also, various insurance providers have introduced different types of floors that set a limit by which your investment value may not fall further. That means, if you have invested in a variable annuity, you return won’t fall below a certain value, despite the fluctuations in the market.

The Benefits Of Trading The Commodity Market

Like trading in the Stock market, trading in the commodity market is also very interesting. While one trades on the basis of Stock Cash Tips in the stock market, the trader can trade on the basis of commodity tips in the commodity market. ProfitAim Research is one such advisory firm, which provide both the best Stock Cash tips as well as commodity tips to the traders.
Commodity market seems to be a lucrative avenue to a lot of traders and Investors. In the Commodity market various commodities are traded and one can take benefit of the price fluctuations to trade effectively in the commodity market. Various commodities are listed on the Commodity exchange and the relative prices of various commodities are traded on the exchange. There are various benefits of the Commodity trading like a trader can make huge profits by trying to forecast the Commodity signals. The most important part of the Commodity trading is to anticipate the Commodity trading signals.
Scalping: Intraday Trading Strategy For Commodity Market
One of the important benefits of the Commodity market is that the trader can form a strategy and trade on the basis of it. The Intraday strategies like First hour strategy or scalping techniques can be followed to earn good profits from the trades. Scalping is a technique to look at the price range during the first hour of trade and then look for a breakout from this range. Thus, if the prices break from the high it’s a buy call and a rise in the prices is anticipated. On the other hand, if a breakout from the lower limit of range is observed a down trend is anticipated. Thus, scalping is an important strategy in achieving good profits from the Commodity markets.
Also, there are other strategies available like trading for small profits. In this case small changes in the Commodity signals are generally traded for the profits. Also, a large number of trades are executed to add up to large profits, this will be applicable in Stock cash tips as well. The Commodity trading signals are unassuming but still with a proper plan and a proper strategy good profits can be made through Commodity markets. The trader can also base their trade based on the advice from the advisory firms who provide free Commodity signals initially and then charge a nominal amount for their services. Thus, the Commodity trading is beneficial if done with proper planning and strategy.
Trading based on the Charts
Trading in the stock or commodity market is an art difficult to master. People use various methods and strategies to trade in the stock markets. Trading based on the charts is one of the ways out of them. Various types of charts exist like Candle Stick charts and line charts. These charts can be plotted with varying time scale. The price movement depicted by chart can be an important way of forecasting future prices.
Thus, one can trade on the basis of charts and by applying suitable indicators of the technical analysis, one can anticipate the price movement. Trading on the basis of intraday Stock Cash Tips is the other way of trading.

How to Research the Best Penny Stock Recommendations Online With Google

There is so much hype about the best penny stocks recommendations and the battle of the best penny stocks recommendations services and newsletters. The truth is that even the best stock alerts require research and due diligence online.

It is actually very simple to research stocks online and there are many free resources you can use. One of the best free resources for penny stocks research is Google itself, Google Finance. Google Finance is easy to navigate and allows you to create your own stocks portfolio for easy tracking and return visits.

Google Finance presents comprehensive data about the major stock exchanges such as AMEX and NASDAQ as well as information about traded companies.

Simply type Google Finance in the Google search engine and you will find it. To research a particular company, type in the company name or the stock symbol in the search box. You will receive the price chart, income statement, balance sheet, cash flow, news items, etc.

The Google Finance stock screener does not cover small stocks (Pink Sheets or OTCBB), but quotes, prices, and all other relevant info is available for penny stocks as well is readily available.

Another way to receive up to date and free information about the best penny stocks to invest in can be attained by subscribing to a Google Reader stock ticker feed.

Google Reader is an online program that allows you to consolidate all of your favourite websites and news feeds onto one program. This allows you to view a concentrated collection of the data you are interested in. This service can save you a lot of time since you will only need to set it up once and add to it as you find additional sources of relevant information. You can even add a stock ticker via Google alerts by adding a subscription to a feed of the stock ticker you would.

Lead You To The Authentic Zone Of Money Transfer

If you have an international business and you have to move to many countries for the purpose it is the urgent requirement to find a reliable and efficient money transfer service. Business with any other country will require a resourceful money transfer. This transfer should be fast efficient and safe. Your trade shouldn’t be forced by the variation in exchange rates either. For all these reasons, it is prudent to take the assistance of International money transfer Services available. It will be better to find the reputed and quality one on the internet. It is an internet era and you get different types of information on the internet.
Process Involved
This service helps you find a provider that you are comfortable with. After you decide on the money exchange provider you will need to complete some forms. Once you have established contact, you will be informed about the rules, terms and conditions involved with a deal. Finally, you will be asked to complete some forms to set up your account. You can fix a standard rate for your exchange as well. The whole process is hassle free and once you learn how to go about it, the upcoming transactions will be smooth, effortless and quick.
Exchange Rates
When you wish the inexpensive currency transfer to be done, you should be careful about the rate you choose. With large amount of money a little change can make a big variation for your commerce. When you transfer your money to a bank, they will transfer it at a great exchange rate that you are happy with on the day you have mentioned. Exchange rates promised may differ between agencies that are why you should be careful while choosing one.
Staying in the circle
Most good free currency transfer companies will make sure you are kept in the circle about where your money is. When the transaction is being made, you will be sent a verification message and sometimes even a message. You will be consulted before and after the deal, which assures that nothing can go wrong with the deal. This feature gives you more control over your money.
Expediency and safety
Foreign Exchange is a very expedient way of sending money across countries. When you choose a reliable company, along with good customer service, you will also safer transferring your money. This service is as useful for the common man as it is for businesses. Having an overseas exchange agent working for you is an immense way of saving money. In some websites, you get to check the exchanging rates promised before you sign in to transfer money. This makes it easy for you to select the best in the record.
Currency Exchange near me, this thought is quite wise and intelligent as there is lower risk for the safety of your cash. If you are in Adelaide, you can find a good currency exchange company that has a strong team for a powerful deal of money transaction. A reputed and trustworthy company always offers the better rates and a higher security.